Share Your Knowledge and Experience With a Personal Finance Blog

Are you the person everyone comes to for financial advice?

Do your friends, family members and coworkers ask you about saving and investing?

Do you live a debt free lifestyle while those around you are struggling to pay the minimum balance on their credit cards?

If so you may want to share your knowledge with the world by creating your own personal financial blog. Personal finance information is always a hot commodity, and the importance of financial discipline and frugal living is only expected to grow.

When you run your own personal financial blog you can share the knowledge you have gained with those around the country and around the world, and you may even be able to earn a few extra dollars on the side for your efforts.

A Source Of Advertising Revenue

In fact blogs are increasingly an important source of advertising revenue, and many of those who run popular blog sites can pick up some substantial income simply by sharing what they know and inviting others to comment. Since personal finance is such an important subject those who are able to create a popular and well regarded personal financial blog may be able to do quite well.

Provide Accurate And Unbiased Information

But of course the sharing of knowledge should be the hallmark of any good personal financial blog, and it is important to provide accurate and unbiased information. Allowing others to share their stories and their experiences is a great way to provide the flow of information that can help keep people out of debt and allow those who are in debt to get back on their financial feet.

If You Consider Yourself A Financial Guru

So if you consider yourself a financial guru now may be a great time to share what you know with those around the country and around the world. Starting a personal financial blog is easy and inexpensive. In fact there are many free sites on the internet where users can sign up and create their own personal blog sites. This makes it even easier for you to share what you know and help others deal with their financial issues.

Personal Finance Blogs – Do They Make Sense?

What can personal finance blogs offer you?

Indeed, they provide people with a different way to understand the issue of their financial lives. For example, loans for bad credit, tips for frugal living, how to judge the finance market, etc.

What is the #1 problem that almost everyone has?

These issues can often be very confusing to people who have no previous experiences in this field. There are many of us who are not sure of what we should expect when we go to a bank and there is a stigma attached so that we do not always ask the questions we should.

Who are the most poor-informed people?

Students are especially caught in a difficult situation when it comes to personal corporate finance. Even in the best of economic circumstances, they are challenged with the thought of having to decide what they would like to do with the rest of their lives.

In addition, they are confronted with the serious problem of having to figure out how they are going to pay for it. Think about that fact that we are currently in a recession and it becomes very clear that they are facing greater hurdles than students from previous years have had to deal with.

So, how can they get help for free in such a situation?

If you said personal financial blogs, then you got it right. They act as a source of finance tips for young people and these are presented in a way that is easy to understand. It means that they are informed about the type of interest rates that are out there.

They can be given advice about certain banks and the conditions of loans. All of this means that they have more knowledge than they did at the start of the process and they are in a better position to speak with financial institutions.

How can these personal finance blogs of a great use?

While there are a number of loans for college students, they might not always know where to look for these. This is why financial websites are very important because they point them in the direction of banks and financial institutions that provide these services. They are also a great way of letting the reader know that it is likely to be more difficult to secure a loan than previously.

Given that there are some obstacles on the way, it is important to know that one can get a federal loan for college in case the banks are unable to help. This could mean that you would have to study in a particular industry but it presents a useful alternative.

So, when it comes to personal finance Google blogs, they do more than just help students with tips for saving money. They are a good source of information that students would otherwise not have and this means that they have a better chance of getting the type of loan that they really need.

What would be your duty now?

Now you have an idea how financial blogs can help you and it is your duty to find the one that fits to your interests. Check the most popular ones that are rich in comments. These comments will help you a lot and guide you to shorten your learning curve.

The Best Free Android Finance Apps

Obviously many people will be skeptical as to how good free apps actually are, with many consumers actually purposefully not downloading free apps due to fears that they will crash or being infected with various ways of stealing your money. However these fears are totally unfounded and without evidence so do not let this put you off. Now to the apps:


If you have been on the internet at some point then you will have undoubtedly heard of PayPal. The service facilitates payments between people via a simple email address, avoiding the complexities usually associated with bank transfers and the like. The PayPal Android app allows users to manage their PayPal account just as they would through the official website. The app is totally secure and allows you to make purchases or deposits also amongst other activities on the move, a very useful addition to the marketplace.

Quote Pro

Quote Pro is also an incredibly useful app, used by many on a daily basis it has fast become one of the most downloaded in its range. Not only can you obtain extremely detailed and accurate information about the range of stocks you have an interest in, but you can also keep an eye on your portfolio of stocks and shares.

Tip Calculator by TradeFields

Tip Calculator is perhaps one of the most imaginative apps I have personally seen on the app marketplace. It is incredibly useful for an aspect you will have probably have struggled with every time you’ve been out for a meal, the tip. Not only will the app inform you of the total tip you should be leaving behind, but will also divide the total tip amount between the number of people at the dinner, saving much embarrassment, delays and napkin calculations!

Currency Converter

How many times have you been in a foreign country or at the airport and have been wondering how much you will actually get in return for your dollars? Numerous times in all probability. The currency converter provided by Pocketools will enable you to be provided with an accurate, up to date and independent currency exchange valuation allowing you to shop around to find the best exchange rate. Not only does this app provide you with the current exchange rate, it will also give you data on the currency of your choice over the last 5 year period through the use of many easy to read graphs.


This is without doubt one of the best apps I have personally seen. With the rising prices of gas which look set to continue for the foreseeable future it is a great way of ensuring that you are driving as economically as possible and therefore saving as much gas as possible. I haven’t an idea about how it works but it does, the interface is also extremely slick, simple to navigate through and to understand.


Finance, whilst the name of the app may not excite you or conjure up ideas that this app is going to change the world it certainly fills a gap in the market which needed a simple app. It’s similar to Google search in many aspects, it provides a very basic user interface, but one that is incredibly effective and performs its job excellently. If you already use Google Finance or are considering starting to use it then this app is vital, it synchronizes everything meaning it’s like being on your main PC.


Financisto is another great money manager. The ability to create long and short term budgets for holidays, short breaks or just a simple shopping trip is a real plus point for this app and one which has seen it rocket in terms of popularity. In addition to this the app has the capability to check your recurring payments amongst many other essential financial activities; this has left many users of the marketplace wondering why there is no charge.

Top 5 iPad Finance Apps for Business

The past two years have been a whirlwind in mobile computing and people are embracing these new devices, like the iPad, at breakneck speeds. Apple’s Fourth Quarter revenues jumped 21 percent from a year ago, including the sale of over 11 million iPads. It’s clear that the huge advances in mobile devices are not only changing how we live our personal lives but also how we do business. For business, especially small business, some of the biggest advantages are coming from the app world. If you want to make your business finances a breeze, check out these apps:

1. Square: Credit card transactions have never been easier. The developers of this free app will send you an actual credit card reader that plugs into your iPad. It’s secure, easy, mobile, and even has built in analytics to track sales, collect tips and tax, and send electronic receipts via email or text. There is no need to delay the payment process anymore. Oh, and they only charge a 2.75% transaction fee: no contracts, fees, or merchant accounts necessary.

2. Expensify has the traveling business world in an uproar. The features of this app are impressive at the least: sync banking information to track purchases in real time, digitize receipts to reduce the chance of losing them (just snap a picture and the app will discern and note the necessary info), customize and email reports for approval, and be reimbursed to your checking account. You’ll be your accountant’s best friend with the organization and ease provided by this app.

3. Time Master + Billing: With a 4 star rating in the app store, this app sets the bar for time and expense tracking. The overall best feature is flexibility to be customized to fit how you work – rounding minutes, multiple running timers, billing rates, expenses, client project/tasks, and so many more options. There are even additional modules available to include invoicing, QuickBooks export, and wireless sync between mobile devices.

4. Intuit GoPayment Credit Card Terminal: Similar to Square but a little bit more involved. It’s also a free app, but you have to jump through a few more hoops (AKA a 15 minute application process) to be approved to use this service. However, if you’re looking for a proven brand name, this may be for you.

5. QuickBooks Connect: This is a great supplement to your QuickBooks Online subscription (QuickBooks 2011 users you’ll have to get a paid subscription to use this app past 30 days). Manage customer information and balances; create invoices and sales receipts; convert estimates to invoices; email estimates, invoices, and sales receipts and more with this handy app.

Mobile computing can make all the difference in the efficiency of your business. Look for the bottlenecks in your financial administration and ask yourself, is there an app for that?

Kristi Daeda is an online marketing strategist that works with companies nationwide to define and execute powerful online marketing strategies. Read more about her thoughts on online marketing at her website [] or as featured on Mobile Apps Designers.

Personal Finance Blogs

More and more personal finance blogs are popping up every day. Some discuss how they are going to make their first million dollars, others are about how to be frugal and save money, while others are more focused on paying down debt. It’s great to see such an interest in personal finance, and it’s fantastic to be able to be an observer and watch step-by-step how people take control of their financial situation.

One thing to conscious of as you read through personal finance blogs is that they are often not written by professionals in the field. In my opinion this has some strengths, as they are true accounts of strategies, products and systems that actually work for the author and it’s readers. But that also means it is even more important for you to do your due diligence before acting on any of the information given on these sites, as it should be regarded as opinion rather than professional advice.

That’s not to say there isn’t very valuable information that can be found within the pages of these personal finance blogs. Many have been listed in Money Magazine’s best personal finance websites, and listed in the New York Times and the like, so they do come with a level of credibility. Secondly, authors tend to do their very best at publishing accurate information in order to maintain their level of credibility and attract more readers.

The real gold, however, is often found deep in the comments section after each article found in the archives. Since most of these blogs allow anyone to leave a comment, it is not unusual to see people with competing views debate an issue, which is great for the readers. This is where you will often find certified professionals give their thoughts, argue points or include some additional background to help you make the most out of your financial situation. These comments allow you to see things from all angles so you can make the best decision based on the information at hand.

You probably don’t wan to let these personal finance blogs be a substitute for professional advice, but rather help guide you to a starting point and give you some general background information. Each person’s situation is slightly different, and what may work for one person may not work for everyone. However, the same fundamental concepts generally apply when working to pay down debt, manage money or accumulate wealth, so they are a great starting point.

Beyond that, you will often find honest personal finance software reviews, documents to help you stay organized, and general stories that will help you stay motivate and inspired to reach your goals.

With all of the personal finance bloggers out there, there is a wealth of information at your finger tips that can truly make you rich. Find the one’s you can relate to the most, and add them to your RSS feed. That way you can easily read through the new content on each site in one place, making it easy to read all of the fresh material.